They say, “To persist with a goal, you must treasure the dream more than the costs of sacrifice to attain it.” Before you start on any journey, it is imperative to ask yourself: “How bad do I want it? How much am I willing to sacrifice to get it?” Then ask yourself, “If I don’t get it, will my life be OK?” The answers to these questions will determine your destiny! How bad you want your goal will allow you to put in the hard work required and give you the strength to persevere when the going gets tough!
Understand that as mere mortals we have the right to want to give up. But as beings who have a greater purpose in life, we have NO RIGHT to follow through with that feeling! If you ever feel like quitting, remember why you started in the first place!
As it relates to your financial goals, we know it is easy to focus on them at the beginning of the year. But when the excitement has calmed down, people often find themselves struggling to stick to their resolutions. In order to make sure that you see your financial goals through to the end, here are some tips and strategies:
- Live in day-tight compartments. – Focus on today! Instead of focusing on your big goal, break your goals down to daily tasks and focus on accomplishing your small goals day in and day out. This way, you are not discouraged if you fall off track by a day or two.
- Be SMART about your goals. – Make sure that your goals are SMART (Specific, Measurable Achievable, Relevant and Time-bound), so you know exactly what you are accomplishing and by when. The devil is in the details. The more detailed your goals, the more likely you will achieve them.
- Write them down in the affirmative and say them every day. – Keeping your goals in your mind’s eye and reciting them every day will give you the daily inspiration you need to keep going – no matter the obstacles.
- Find your tribe and create a support system. – Those who have a support system, are more likely to follow through with their goals, either because they do not want to be embarrassed by failing or to let anyone down. An accountability partner can be the key to your success.
What are your financial goals? Maybe you want to start saving for your future, become a better budgeter or make more informed financial decisions. Using the form below, tell us what your financial goals are for a chance to win a group of free financially empowering courses from our friends at Udemy! And don’t forget, completing all four challenges throughout the month could also win you a one-on-one financial counseling session! See official rules for details.
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The views and opinions expressed by the author are not necessarily those of BankMobile. The blogs are intended as general financial knowledge that may or may not be applicable to your individual needs. Always contact your accountant for tax advice.
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